God Loves A Cheerful Giver

How many Ghanaian Christians would like to deposit their tithes and offering one time in church via mobile money?

I have been asking people this very question for a couple of weeks now and have received mixed responses. 

I have not conducted a wide enough survey to have conclusive results but my findings so far have revealed that Christians are more comfortable with tithes being transferred via mobile money than offering.

What is it about offering that makes people uncomfortable about transferring it digitally?

People feel something is missing when offering is transffered via a transaction. (Maybe a blessing is not received when money is sent over the phone.) 

Maybe there is a fear that people wouldn’t give money in church and lean on the “I sent it via mobile money” excuse.

In my opinion, the advent of mobile money provides churches with an opportunity to both make their congregation more generous and raise more funds.

I for one last month reserved a fixed amount of cash for offering and found that I gave more than the past months because I had planned for it. Previous months found me playing wheel of fortune with my offering amount. 

“Is it too small?” 

“I need to buy something after church so I can’t give that much”

“My money is finished so I can only give this amount”

This and many more are excuses I have made in the past due to my failure to plan for the month. As a result I end up not being a cheerful giver.

2nd Corinthians 9:6-7 MSG

2nd Corinthians 9:6-7 MSG


In 2nd Corinthians we are told about God’s view on giving. Whilst this is not specifically in an offering context it still applies. For the many blessings I received knowingly and unknowingly, I believe I owe the Lord a respectable token of appreciation in the form of an offering. In order for me not to disrespect that token I set it aside each month. 

Last month I was able to go through without needing to borrow from the offering account. I would like to however just set the money aside by transferring it into the churches account. Mobile money is preferred because it is more convenient.

So if my suggestion is implemented, will I stop giving offering at church?

 No. 

I however will view such offerings as top ups and will probably want to do it via the mobile money platform.

I must caution myself however that people may not view my not giving offering on Sunday kindly. Ghanaians in my view are very traditional in nature. (Even the idea of Bibles on smart devices do not appeal to some.)

Matthew 6:1

Matthew 6:1


The anonymity of mobile money is what appeals to me. Matthew 6 does a good job of giving us an idea of how God prefers we conduct our giving. Mobile money helps in this regard. Grace however is needed to carry one through a service amidst eyes that look to guilt trip or force you into throwing air into the offering basket to put your conscience and minds of onlookers at ease. 

(The hypocrisy that sometimes surrounds churches is staggering.)

Other benefits of conducting offerings via mobile moneyinclude:

  1. Security: offering sent via mobile money is not handled by ushers and there is a paper trail of transactions.
  2. Anytime Offering: Offerings can be given anytime and not restricted to Sunday.
  3. Environmental: Envelopes used for tithes and other offerings will be reduced thus saving envelopes expenditure and as a result reducing paper wastage.

So how many offerings should a church collect on Sunday? I for one believe in taking one offering at church and also not a fan of funds being raised during Sunday service. I will however speak on that tomorrow.

So as you keep it ONE HONDRED! What do you think about mobile money and church offering?

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